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FREE CHECKING FOR REAL PEOPLE

Finally. A checking account you can get excited about.
Requirements to earn above APY interest: Set up one direct deposit or draft per month Make at least 10 debit card transactions per month (excluding ATM transactions) Receive your checking account statement electronically If these requirements are not met every statement cycle, your standard APY will be 0.20%
*No minimum balance required, but you must deposit $100 to open account. Personal accounts only. No service charge. Tier 1 balances of $50,000.00 or less earn 4.11% annual percentage yield (APY) on the entire balance. Tier 2 - An APY of 1.00% will be paid for the portion of your daily balance that is greater than $50,000.00. APYs may change after account opening. APY effective as of May 5, 2008.