Basic Checking Account

Reliable checking with easy access to 24/7 online banking.

In a busy world, sometimes you need a little simplicity. This Peoples Bank Checking Account delivers both in convenience and affordability with online banking and no fees when you maintain a minimum balance.

Benefits and Features

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business days

Terms and Fees

$100 minimum to open

Non-interest bearing

$7 maintenance fee waived by maintaining a minimum monthly average balance of $750 every statement cycle

Paper statements may be provided at $2 per statement 

How to Open

Applying is easy. Visit one of our North Carolina branches or go to our contact page, fill out a short contact form and hit submit. We’ll take it from there, and contact you within one business day. For immediate questions, call us at 877-802-1212. We look forward to serving you.