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Credit Cards

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.

Learn more and apply online.

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View Statements
  • And much more

Once you receive your credit card access your account at

To report lost or stolen Visa credit cards, call 800-444-6938. Available 24 hours, 7 days a week.

Free Debit Card

The easy way to get cash or make purchases. Use your card anywhere nationwide that accepts VISA® and at any of our ATMs and at other machines displaying the Star, Cirrus and Plus symbol. Fees may apply. No monthly fee and unlimited usage.

Lost/Stolen ATM or Debit for Peoples Bank 24 Express ATM or Debit Card: Call Customer Service at 877-802-1212 (8:00am - 7:00pm, M-F). After hours, call 800-523-4175. Or write to us: Peoples Bank Attn: Electronic Banking Department, P.O. Box 467, Newton, NC 28658-0467.

Gift Cards

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A perfect gift for any occasion. Withdraw cash at selected ATMs or spend anywhere in the United States where you see the VISA® logo and where VISA® debit cards are accepted, including most internet sites.

Contact us to order Peoples Bank gift cards. They’re the perfect gift ANY time of year.