Home Loan Options | North Carolina Mortgage Rates | Peoples Bank

Home Loan Options

When we partner with you on the purchase of your home, you get a partner for life. We are dedicated to ensuring your closing is a success and that you are matched with a mortgage that best fits you.

Home Equity Line of Credit

Get a great rate on a Peoples Bank Home Equity Line of Credit (HELOC) so you can be financially prepared for whatever comes your way.


Fixed Rate Mortgages

Apply for a fixed rate mortgage to get a great interest rate that will remain the same for the life of your home loan.


Adjustable Rate Mortgages

When you opt for an ARM, you’ll get a lower interest rate that may adjust up or down after the initial period.

Construction Loans

Find out how our affordable construction financing solutions can help you build the home you want without breaking the bank.


Residential Lot Loans

If you’re ready to build your dream home, we’ll show you how to secure your land with an affordable residential lot loan.


Mortgage Refinancing

Discover how refinancing your mortgage can allow you to lower your interest rate or decrease your monthly loan payment.


Affordable Housing Assistance

We offer first-time homebuyers, veterans, and community partners like educators and healthcare workers assistance with down payments and other costs on a home loan.