Adjustable Rate Mortgage | NC Bank ARM Rates | Peoples Bank

Adjustable Rate Mortgages

The interest rates on Peoples Bank’s adjustable-rate mortgages usually start out fixed and then adjust periodically to reflect market conditions. We’ll help you figure out if this is the best type of home loan for your situation.

Benefits and Features


Starts with lower interest rate

ARM loan rate may adjust up or down after the initial period

Usually these have an initial fixed-rate period during which the rate doesn't change, followed by a longer period during which the rate changes at preset intervals

Looking for a home loan with predictable monthly payments? Consider a fixed rate mortgage.

Get Started


Our North Carolina mortgage lenders are ready to serve all of your home loan needs. Contact your local Mortgage Originator and we'll get to work right away.
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