Lot Loans | NC Construction Loans | Mortgages | Peoples Bank

Residential Lot Loans

Secure the lot or tract of land you’ve always wanted for your dream home

Here at Peoples Bank, we’re passionate about helping people get the right type of home loan at the best interest rate. So when you’re ready to secure your tract of land to build your dream home, we’ve got you covered with our competitive lot loans.

Benefits and Features


Gives you time to plan for your dream home

Finance up to 85% based on the lesser of purchase price or appraised value

Pre-qualifications for construction and/or permanent mortgage loans available

Not sure if you need a lot loan or a construction loan? If you aren’t planning to build your new home right away, a construction loan could be the better option.

Get Started


Our North Carolina lenders are ready to serve all of your home loan needs. Contact your local branch and we’ll get to work right away.
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