Fixed Rate Mortgages | NC Bank Home Loan Rates | Peoples Bank

Fixed Rate Mortgages

The most common loan type, a fixed rate mortgage features an interest rate that remains the same for the life of the loan. If you’re looking for consistent and predictable monthly payments, this could be the home loan for you.

Benefits and Features


Locked-in interest rate

Predictable monthly loan payments

Flexible term lengths

Local decision-making for fast approval

You may also want to consider an Adjustable-Rate Mortgage (ARM). This type of mortgage offers a low starting interest rate that adjusts throughout the term of the loan.

Get Started


Our North Carolina mortgage lenders are ready to serve all of your home loan needs. Contact your local Mortgage Originator and we'll get to work right away.
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