Home Equity Line of Credit | NC HELOC Rates | Peoples Bank

Home Equity Line of Credit

There’s more money in your house than the change jar.

Life is full of changes. A home equity line of credit (HELOC) frees you up to be financially prepared for whatever comes your way.

Benefits and Features

Use the equity in your home to make big purchases such as home improvements, debt consolidation, vehicle purchases, and so much more. A Home Equity Line of Credit allows you to reuse the funds as you pay down what your borrow. You have the flexibility to withdraw available funds only when you need them.

  • Low interest rate
  • Access to funds as you need them
  • Only pay interest on the money you draw until maturity
Our lenders will help you figure out how much value you have in your home and get you set up right away. You can also apply online quickly and securely.

Apply Online* Find a Branch

*To apply for a lot/land loan, please contact a branch
Consult your tax professional regarding deductibility.

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