Checking Account | NC Bank | Online Banking | Peoples Bank

Preferred Checking Account Powered by BaZing

We prefer to make your life better with a checking solution that is always at work, positioning you for greater success every day. Sign up for this account and you get access to Peoples Saves, powered by BaZing.


Apply Online

Access to benefits powered by BaZing provides you with hundreds of deals and savings locally and nationwide through the Peoples Saves app along with benefits such as Triple Threat Protection, Roadside Assistance, Pharmacy Savings and much more. Click here for more details of the BaZing benefits you can receive.1, 2

Benefits and Features

2 nationwide non-Peoples Bank ATM fees refunded every statement cycle

Online Banking

Online Bill Pay


Overdraft protection

Mobile Banking and Mobile Check Deposit

e.Statements with check images provided at no cost

Same-day credit on deposits made at teller window until 5 p.m. on business day

Terms and Fees


$100 minimum to open

Non-interest bearing

$8 maintenance fee every statement cycle

Paper statements may be provided at $2 per statement

How to Open


Visit us at one of our North Carolina branches or click the button below to start your online application. We’ll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.

Apply Online

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. See www.BaZing.com for details.

2 Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency and not guaranteed by the bank.